How to Check a Used Boat Before You Buy
Many Queensland buyers fall in love with a used boat only to discover hidden issues after the sale. Engine wear, outdated safety gear or storm damage can all affect value and finance outcomes.
This simple checklist helps you approach the process with confidence.
Start with the basics
Confirm the HIN, registration status and ownership details. A genuine seller will have these ready. If anything feels unclear, it is worth slowing down and asking more questions.
Inspect the hull closely
Look for cracks, soft spots or repairs. Boats that have lived outdoors through Queensland summers often show UV wear. Minor cosmetic ageing is normal but structural issues can lead to ongoing costs.
Check the engine and electricals
A smooth cold start is a good sign. Pay attention to smoke, noise and idle stability. Electrical issues are common in older boats, especially those used in saltwater around the Gold Coast or Moreton Bay.
Ask about service history
Consistent servicing helps build trust with lenders because it shows the vessel has been cared for. Missing records do not end the deal, but they are a cue to dig deeper.
Next helpful reads
The Complete Guide to Boat Finance in Queensland
Private Seller Boat Finance: How to Protect Yourself
FAQ
Do lenders require a marine survey?
Some do for older vessels or higher loan amounts. It depends on the asset and the loan structure.
Can I finance a boat without service history?
Yes, although it may influence the lender's valuation.
Is it safe to buy a boat from Marketplace?
It can be, provided you follow thorough checks and confirm the seller is genuine.